Mercedes-Benz New Truck Finance
Whether your company runs just a single truck or a large HGV fleet we can help with new vehicle finance. Intercounty Truck & Van can help you choose the best Mercedes-Benz New Truck Finance solution, and then fine tune it to exactly suit your needs, ensuring a great ownership experience to perfectly match the fantastic driving experience of your new Mercedes-Benz truck.
Mercedes-Benz Commercial Vehicle Finance Benefits
Intercounty Truck & Van commercial vehicle finance packages are convenient because of our quick and simple approval process and the various options provide the following benefits:
- Security - Your loan is secured on the vehicle, rather than your other company assets
- We give you time to make your decision - Quotations are guaranteed for 14 days, approved applications are guaranteed for 90 days
- Convenience - Mercedes-Benz Finance makes funds available immediately, there is no waiting for cheques or loans to clear
- Interest rate transparency - The interest rate quoted by your Mercedes-Benz Business Manager is the interest rate you will be charged. This interest rate will not be affected by your credit rating and will not vary during your finance agreement
Different Finance Products Available
We offer a variety of different finance products, some of which allow for outright vehicle ownership at the end of the agreement, so you can choose the one that best suits your company circumstances.
Mercedes-Benz Agility is one of the most popular forms of finance as it provides you with the ability to keep monthly payments lower by deferring part of the purchase (Guaranteed Future Value) till the end of the finance term.
How does Mercedes-Benz Agility work?
At the start you will be advised of your Guaranteed Future Value (GFV) based upon the mileage that you expect to cover during the term of the contract. The GFV is equal to the final optional purchase payment. The best part of Agility is the flexibility, you don't have to decide if you want to make this payment until the end. Simply choose your vehicle, your initial deposit and the monthly payments that suit you the best.
End of Contract Agility Options
- Option 1: Purchase your Mercedes-Benz by paying the GFV
- Option 2: Hand back your vehicle to Mercedes-Benz
- Option 3: Part-exchange your vehicle for a new Mercedes-Benz
Hire Purchase Agreement
Hire Purchase is an ideal choice for those looking at finance options that involve vehicle ownership. In simply terms a Hire Purchase Agreement allows you to spread the payments for a vehicle purchase over an agreed period of time, and once all of the payments have been made the vehicle is yours.
Mercedes-Benz Contract Hire
Mercedes-Benz Contract Hire is the most convenient and hassle-free way to manage your commercial fleet. Instead of owning a vehicle you hire it for a fixed period of time, typically 3 to 5 years, for a set monthly fee. The monthly costs are calculated based on the difference between the initial value of the vehicle and the projected residual value at the end of the agreement, plus the finance charges.
Contract hire prevents the need to worry about the future value or how to sell the vehicle as you simply hand it back at the end of the agreement.
Mercedes-Benz Operating Lease
A Mercedes-Benz Operating Lease can offer tax advantages by helping to reduce your company capital expenditure. It is a low risk, low cost solution from Mercedes-Benz Finance that provides the benefits of leasing a premium vehicle for a fixed period without the risks or responsibility of actual ownership.
Monthly payments are based on the difference between the price of the vehicle at the start of the period and its projected residual value at the end. Your monthly payments a kept low as you only repay a proportion of the vehicle's value. At the end of the leasing period the vehicle is returned with no further obligations apart from any excess mileage or damage charges where applicable.
Mercedes-Benz Finance Lease
With a Mercedes-Benz Finance Lease agreement, your vehicle is hired to you for a fixed period of time without the option of ownership. At the end of the term, you have the choice to hand back the vehicle or sell it to an independent third party and receive 95% of the sale proceeds. Key benefits of a Finance Lease include:
- No mileage conditions
- Eliminated capital expenses
- Rentals are allowable against taxable profits
- Fixed monthly payments
For further information regarding Mercedes-Benz Finance please contact Intercounty Truck & Van.